Last updated: March 2026 • Pelicor Group Inc • Holetown, Saint James, Barbados
1. About These Terms
These Terms of Use govern your access to and use of this website and any other website operated by Pelicor Group Inc. or any affiliated Pelicor group company (together, the "Websites").
In these Terms of Use, "Pelicor," "we," "us," and "our" means Pelicor Group Inc. and its affiliated companies, including, where applicable: Stasis Insurance Ltd. ("Stasis"), Aceso Insurance Ltd. ("Aceso"), and Tactful Re Ltd. ("Tactful").
Pelicor Group Inc. is incorporated in Barbados and serves as the parent and executive management company of the group. By accessing or using any of the Websites, you agree to be bound by these Terms of Use. If you do not agree, you should not use the Websites.
2. Licensing and Jurisdictional Limitations
The products, services, and information described on the Websites are intended only for persons or entities in jurisdictions where they may lawfully be offered or made available.
The Websites are not directed at persons resident in Barbados, and are not directed at any person in any jurisdiction where publication or availability of the relevant information would be unlawful or would require additional licensing, registration, filing, or approval.
Stasis and Aceso are Class 2 licensed long-term insurers in Barbados, and Tactful is a Class 2 licensed reinsurer in Barbados, each regulated by the Financial Services Commission of Barbados. Tactful provides reinsurance services to insurance companies and does not issue policies directly to the public.
You are responsible for ensuring that your access to and use of the Websites is lawful in your jurisdiction.
3. Information Only
The content on the Websites is provided for general informational purposes only. Nothing on the Websites constitutes legal, tax, regulatory, investment, insurance, brokerage, or other professional advice; constitutes an offer, solicitation, or invitation to purchase any insurance, reinsurance, or other product or service in any jurisdiction where such offer or solicitation would be unlawful; or creates any client, advisory, fiduciary, insurance, reinsurance, brokerage, or other contractual relationship between you and any Pelicor group company.
Submission of an enquiry through a Website does not constitute an application for insurance or reinsurance, does not bind coverage, and does not create any obligation on the part of any Pelicor group company to issue any policy, enter into any contract, or accept any risk.
Any product descriptions, summaries, examples, or illustrations on a Website are general in nature and may not describe all relevant terms, conditions, exclusions, limitations, or eligibility requirements.
In the event of any inconsistency between information on a Website and the terms of any issued policy, contract, or reinsurance agreement, the relevant policy, contract, or agreement will govern.
4. Accuracy of Information
We aim to ensure that information on the Websites is accurate and up to date. However, we do not represent or warrant that any content is complete, accurate, current, or free from error. Information on the Websites may be updated, changed, or removed at any time without notice.
You should not rely on the Websites as the sole basis for making any legal, tax, insurance, financial, or commercial decision. You should obtain independent professional advice appropriate to your circumstances.
5. Website Availability and Security
We may amend, suspend, withdraw, or restrict the availability of all or any part of the Websites at any time without notice. We do not warrant that the Websites will be available on an uninterrupted, timely, secure, or error-free basis, or that they will be free from viruses, malware, or other harmful components.
6. Intellectual Property
All content on the Websites, including text, graphics, logos, images, design, layout, software, and underlying materials, is owned by Pelicor, its affiliated companies, or its licensors, and is protected by applicable intellectual property laws.
Pelicor, Statis, Aceso, Tactful, and their respective logos are trademarks of the Pelicor Group. You may view, download, and print material from the Websites for your own lawful, internal, and non-commercial use only, provided that you do not modify the material and that all proprietary notices remain intact.
7. Third-Party Links
The Websites may contain links to third-party websites or resources for convenience only. We do not control and are not responsible for the content, availability, security, or privacy practices of any third-party websites.
8. User Conduct
You agree not to use the Websites in any way that violates applicable law or regulation; to upload, transmit, or distribute any malicious code; to attempt to gain unauthorised access to any part of the Websites; to interfere with the proper operation of the Websites; or to copy, scrape, harvest, or systematically extract Website content or data except as permitted by law.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Pelicor and its subsidiaries, affiliates, directors, officers, employees, and agents shall not be liable for any loss, damage, liability, cost, or expense arising out of or in connection with your access to, use of, or inability to use the Websites, reliance on any content on the Websites, any interruption or unavailability of the Websites, or any third-party website linked from the Websites. This limitation applies to direct, indirect, incidental, consequential, special, punitive, and economic loss.
10. Indemnity
You agree to indemnify and hold harmless Pelicor, its subsidiaries, and their respective directors, officers, employees, and agents from and against claims, liabilities, damages, losses, costs, and expenses arising from your misuse of the Websites or your breach of these Terms of Use.
11. Governing Law and Jurisdiction
These Terms of Use and any dispute or claim arising out of or in connection with them or the Websites shall be governed by and construed in accordance with the laws of Barbados. The courts of Barbados shall have exclusive jurisdiction.
12. Severability and Waiver
If any provision of these Terms of Use is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. No failure or delay by us in exercising any right or remedy shall operate as a waiver of that right or remedy.
13. Changes to These Terms
We may revise these Terms of Use from time to time. Any updated version will be posted on the relevant Website with a revised "Last Updated" date. Your continued use of a Website after any changes are posted constitutes acceptance of the revised Terms of Use.
14. Contact Us
If you have questions about these Terms of Use, please contact the relevant Pelicor group company through the contact details provided on the applicable Website, or contact Pelicor Group Inc., Holetown, Saint James, Barbados.
